Sarva Haryana Gramin Bank Personal Loan @ 9.99% | Features, Eligibility, Interest Rates, Documents Required and How To Apply?

Sarva Haryana Gramin Bank Personal Loan @ 9.99% | Features, Eligibility, Interest Rates, Documents Required and How To Apply?

April 3, 2024 / Loan / By

Sarva Haryana Gramin Bank Personal Loan: Sarva Haryana Gramin Bank is a government bank located in Haryana. It was established in November 2013. It comes under the regional rural bank’s act of 1976. After the amalgamation of two RRBs it came into existence, Punjab National Bank sponsors this Bank in the Indian act of 1934. It is permitted under the Reserve Bank of II, and its Bank transactions are affected by Section 5 authorization.

Want to compare Sarva Haryana Gramin Bank Personal Loan with other bank personal loans for the lowest interest rates and extra offerings? Just keep an eye on our Complete Guide on Personal Loan & choose the suitable bank to apply for the loan.

Sarva Haryana Gramin Bank

Sarva Haryana Gramin Bank Personal Loan Key Features

  • The age limit to get a personal loan on Sarva Haryana Gramin Bank is 21 to 60 years.
  • To get a personal loan once, an individual CIBIL score should be 750 or above.
  • The interest rate in Sarva Haryana Gramin Bank is 9.9 % per annum
  • The tenure of Sarva Haryana Gramin Bank’s loan stretches from 12 to 60 months.
  • The processing fee of Sarva Haryana Gramin Bank is 1% to 2% out of the total loan amount.
  • The minimum loan amount is 0 rupees, and the maximum loan amount is rupees 20 lacs.

Sarva Haryana Gramin Bank Personal Loan Eligibility Criteria

  • CIBIL score of one individual should be 750 or above.
  • The age requirement is from 21 to 60 years.
  • The person who is getting the personal loan should be salaried or self-employed.

Sarva Haryana Gramin Bank Personal Loan Interest Rates

The interest rate of Sarva Haryana Gramin Bank personal loan:-

  • The interest rate in Sarva Haryana Gramin Bank’s loan is 9.9 % per annum.
  • The processing Fee of Sarva Haryana Gramin Bank is 1% to 2% of the total loan amount.
  • The stamp duty is applied according to state law.

Sarva Haryana Gramin Bank Personal Loan Documentation Required

Identity proof:-

  • Copy of passport.
  • Copy of driving license.
  • Copy of Aadhar Card.
  • Copy of voter ID card.

Address proof:-

  • Utility bills.
  • Passport.
  • Permanent residence proof.
  • Ration card.

Income proof

  • Last two assessment years of ITR.
  • Salary slip of past six months
  • Bank statement of past three months.

Sarva Haryana Gramin Bank Personal Loan EMI Calculator

Following given that how can you calculate your EMI using your EMI calculator:-

  • Loan amount.
  • Rate of interest of the personal loan.
  • Loan tenure.

Processing time of the Sarva Haryana Gramin Bank personal loan:-

The processing time of the Sarva Haryana Gramin Bank personal loan is from 48 to 72 hours.

Pre-closure charges of Sarva Haryana Gramin Bank personal loan:-

If your fund is ready, you can apply for it at any time. For the sake of the charges, you can make a call to their customer care, or you can visit their branch.

Sarva Haryana Gramin Bank Pre-Calculated EMI

Interest rate 5 years 4 years 3 years
15.00% 2378 2738 3466
14.50% 2352 2757 3442
14.00% 2326 2732 3147
13.50% 2300 2707 3393
13.00% 2275 2682 3369
12.50% 2249 2658 3345
12.00% 2224 2634 3321
11.50% 2199 2608 3297
11.00% 2174 2584 3273
10.50% 2149 2560 3250

Different Types of Loans Offered by Sarva Haryana Gramin Bank Personal Loan

Marriage loan of Sarva Haryana Gramin Bank:-

Sarva Haryana Gramin Bank provides a marriage loan to lower your tension about your marriage.

Personal loans for the people who are working in the public sector in Sarva Haryana Gramin Bank:-

Sarva Haryana Gramin Bank provides the public sector with special offers and special discounts on their loans.

Doctor loan of Sarva Haryana Gramin Bank:-

To meet their personal and professional needs, doctors working for more than four years can apply for a personal loan in Sarva Haryana Gramin Bank.

Balance transfer of Sarva Haryana Gramin Bank:-

You can transfer your loans in the pre-existing bank to Sarva Haryana Gramin Bank for better offers and rates.

Personal loan top up in Sarva Haryana Gramin Bank:-

You can apply for a personal loan top-up in Sarva Haryana Gramin Bank if you need extra money.

Sarva Haryana Gramin Banks Personal Loans Types

Loan for home renovation:-

Home renovation loans are provided to the people who are thinking of developing their homes. This home renovation loan can provide the borrowers to buy new furniture or to fix their houses. Following are the four major features of the Sarva Haryana Gramin Bank home renovation loan:-

  • The interest rate of home renovation loans in Sarva Haryana Gramin Bank starts from 11.25%.
  • Individuals can get up to rupees 20 lacs to renew their house.
  • Very minimal paperwork is required in the whole process of Sarva Haryana Gramin Bank’s loan.
  • The loan balance will automatically be credited to your account within 72 hours when the bank accepts your request.

Fresher funding:-

Fresher funding of Sarva Haryana Gramin banks is to help freshers in need. For example, students who are newly graduated and are looking for a new job. Give another mean feature of the Sarva Haryana Gramin banks fresher funding:-

  • Banks provide you up to 1.5 Lakh of the loan amount.
  • The age requirement is 21 years or above.

Personal loan if NRI:-

Sarva Haryana Gramin Bank provides direct personal loans to NRIs, knowing their wishes and desires. Following are the key features of the NRI personal loan of Sarva Haryana Gramin Bank:-

  • 15.50 % per annum is the NRI personal loan interest rate.
  • The term of the loan is up to 36 months.

How to Check your Loan Application Status of Sarva Haryana Gramin Bank?

Following is the process of checking your loan status of Sarva Haryana Gramin Bank:-

  • Go and visit the Sarva Haryana Gramin Bank website, select the product, and then click on the personal loan.
  • Select more and then click on review loan application status.
  • Now submit all your information and click enter, and one OTP will come in your phone and then fill the OTP, and you can check your application status.

Login in Sarva Haryana Gramin Bank portal:-

Following are the steps are given to login in Sarva Haryana Gramin Bank portal:-

  • Visit the website of Sarva Haryana Gramin Bank.
  • Click on the login button in the upper right corner of the page.
  • Log in using your phone number, password, or user ID.

Steps To Check Loan Statement Of Sarva Haryana Gramin Bank

Following orders steps given to check your loan statement of Sarva Haryana Gramin Bank:-

  • Visit the website of Sarva Haryana Gramin Bank.
  • From the dropdown column, click “get in touch” and then click “request for help.”
  • On the next page, click on” personal loan related” under the “loan menu.”
  • Now click on the “loan account statement order” button.
  • Now log in using your phone number, password, user id, and your OTP.

Customer Care Service of Sarva Haryana Gramin Bank

  • By phone: you can dial 01262-243111 toll-free number of Sarva Haryana Gramin Bank.
  • Order callback: You can make a return call to solve your queries through the Bank’s website.
  • Online chatbot: you will get an online chatbot to answer your queries or any queries.
  • By visiting the branch, you can visit the nearest Sarva Haryana Gramin Bank branch in your local area to give your request or solve any queries.

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