The Thane Bharat Sahakari Bank Personal Loan @ 14% | Interest Rates, Documents Required and Requirements

The Thane Bharat Sahakari Bank Personal Loan: Thane Bharat Sahakari Bank Limited is an Indian cooperative bank. The company’s headquarters are in Mumbai. Thane Bharat Sahakari Bank Limited was established on January 6, 1905. It has 31 offices and delivers a range of financial services, notably personal loans.

Applying for a loan in this bank is very convenient, all thanks to the Thane Bharat Sahakari Bank app.

In this specific article, we have discussed everything regarding the personal loan offered by the bank and also the Thane Bharat Sahakari Bank Minimum Balance, which is required to opt for the loan.

Curious to check other banks’ offered Personal loan features, eligibility, interest rates, tax benefits, and a repayment plan. Go with our one-stop Personal Loan Page & swipe out your doubts within no time.

Thane Bharat Sahakari Bank Rtgs Form also ensures that there is no delay in the execution of the services. The online implementation of the services ensures that there is no added hassle, and the customers can apply for these loans from their houses.

Curious to check other banks’ offered Personal loan features, eligibility, interest rates, tax benefits, and a repayment plan. Go with our one-stop Personal Loan Page & swipe out your doubts within no time.

The Thane Bharat Sahakari Bank

The Thane Bharat Sahakari Bank Overview

The Bank is adequately equipped in the region of computerization of its duties through  RTGS, NEFT, Twenty-four ATMs, Banking through mobile,  etc. In 1979 Lbsbl was organized and is one of the leading cooperative banks in the Thane district.

How to Apply for a Personal Loan in the Thane Bharat Sahakari Bank?

  • Applying for a loan online is the most efficient and transparent approach. All banks encourage customers to apply online since it requires substantially lesser effort and time. By completing out your personal and work credentials and attaching the necessary documentation, you may apply online at the bank’s website. You can enroll when you’ve checked the loan’s accessibility.
  • If you are unfamiliar with the online process, you can go to your local branch with the necessary papers and register for the loan in person.
  • You may always contact them if you have any concerns about the procedure.

The Thane Bharat Sahakari Bank Personal Loan Eligibility Criteria

  • The very basic condition for qualification is that the person’s age should be between 21 and 58 years old.
  • For security considerations, he or she must work for the state or the central government, or he or she must have well-known employment with a well-known organization; this bank also lends money to private businesses.
  • The person should be professional or self-employed and have a constant stream of revenue to be considered for a loan.
  • For a part of the loan, the individual must have at least three years of experience and be solid and dependable.

The Thane Bharat Sahakari Bank Personal Loan Documents Required

  • A thoroughly written and signed personal loan application form is mandatory.
  • Three passport-sized photographs which were recently shot are required.
  • The Aadhar card, the voter’s ID, the driver’s license, the PAN card, the passport, or a government agency identity card as legitimate personal identification is deemed necessary.
  • As confirmation of incomes for the salaried class, a photocopy of the most recent salary slip documenting all financial transactions or Form 16 combined with a current wage record.
  • For those who are not designated as salaried, income tax returns from the preceding two budgetary years are necessary as supporting documentation.
  • The most recent electricity bill (not earlier than three months), the most recent mobile or telephone bill, the most recent credit card statement, or an active housing lease agreement are all essential as documentation of residence.
  • Bank Statements or Pass Books from the last six months are also required.

The Thane Bharat Sahakari Bank Personal Loan Features

  • Amount of loan: Maximum of Rs.5,00,000 can be taken depending on repayment capability
  • Availability: Available at all Thane Bharat Sahakari Bank sectors. If you need to apply for a private loan and begin the method online, you can moreover fill up this document and they can connect with you for moreover components.
  • Interest rate: The rate of interest for private loans starts at 13 percent.
  • Term: Private loan enables a simple reimbursement period of up to sixty months.

Types of Personal Loan offered by the Thane Bharat Sahakari Bank

  • Housing Loan
  • Education Loan
  • Personal Loan
  • Cash Credit
  • Term Loans
  • Mortgage Loans
  • Loans Under Lease Rent Discounting
  • Loans to Builders and Developers
  • Vehicle Loan

Takeaways from the Article

This bank is a reliable bank that offers personal loans at an adequate rate of interest. Their loan factors are incredibly impressive. Hope this article helps you with the information as it is important to maintain all relevant data regarding the loan you are willing to apply for as it will also help you calculate your credit value to make sure that you can qualify for the loan.

Leave a Comment

Your email address will not be published.