Ellaquai Dehati Bank Personal Loan 9.99% | Interest Rates, Features, Eligibility, Document Types

Ellaquai Dehati Bank Personal Loan: The Ellaquai Dehati Bank is one of the famous banks in India. This bank offers the Ellaquai Dehati Bank Personal Loan. In this specific article, we will give you the Ellaquai Dehati Bank loan Scheme details.

We will tell you about the Ellaquai Dehati Bank official website and the Ellaquai Dehati Bank personal loan Interest Rate. We will tell you what the Ellaquai Dehati Bank recruitment, the Ellaquai Dehati Bank Personal Loan EMI Calculator and the personal loan interest rates are.

This article will additionally tell you what a personal loan is and what an Ellaquai Dehati Bank Personal Loan is. We will notify you about the Interest Rate of the Ellaquai Dehati Bank Personal Loan and the other factors that affect the Interest Rate of the Ellaquai Dehati Bank Personal Loan.

Curious to check other banks’ offered Personal loan features, eligibility, interest rates, tax benefits, and a repayment plan. Go with our one-stop Personal Loan Page & swipe out your doubts within no time.

Ellaquai Dehati Bank

What is a Personal Loan?

A Personal Loan is a specified type of loan. It does not require any collateral or any security. A personal loan is the only kind of loan that is offered with the minimum amount of documentation. We can apply for a Personal Loan for various different purpose and various different banks that offer the facility or the scheme of a personal loan.

What is the Ellaquai Dehati Bank Personal Loan?

The Ellaquai Dehati Bank offers a personal loan scheme known as the Ellaquai Dehati Bank Personal Loan.

What is the Interest Rate for the Ellaquai Dehati Bank Personal Loan?

The Interest Rate of the Ellaquai Dehati Bank Personal Loan is 9.99 % per annum. An additional interest rate of 24 % per annum will be applied for the Ellaquai Dehati Bank Personal Loan in case of late repayment.

Charges Required to Apply for the Ellaquai Dehati Bank Personal Loan

Some other charges are required in order to apply for the Ellaquai Dehati Bank Personal Loan. You have to pay an Ellaquai Dehati Bank Personal Loan Interest rate of 9.99 % p.a. In addition to the interest rate of the personal loan, you have to pay an Ellaquai Dehati Bank Personal Loan Processing Charge.

The processing charge of the Ellaquai Dehati Bank Personal Loan is usually 1 % of the personal loan amount. The person applying for the Ellaquai Dehati Bank Personal Loan is required to pay an amount of 5% of the Loan amount plus GST as the Prepayment Charge.

The charge for the stamp duty for the Ellaquai Dehati Bank Personal Loan is as per the state laws. There is the presence of a Cheque Bounce charge for the Ellaquai Dehati Bank Personal Loan. The Cheque Bounce Charges for the Ellaquai Dehati Bank Personal Loan is Rs. 400 plus GST.

The person who is applying for the Ellaquai Dehati Bank Personal Loan is not required to pay any Floating Rate of Interest. The Floating Rate of Interest is not applicable to the Ellaquai Dehati Bank Personal Loan.

Prime Features of the Ellaquai Dehati Bank Personal Loan?

Here we have some of the prime features of the Ellaquai Dehati Bank Personal Loan. The age limit for a salaried person is between 21 and 58 years. The age limit for a self-employed person is between 21 and 65 years.

The CIBIL score must be at least a minimum of around 750 or above it. The interest rate of the Ellaquai Dehati Bank Personal Loan is 9.99 % p.a. In addition to the interest rate of this personal loan, you have to pay a Ellaquai Dehati Bank Personal Loan Processing Charge.

The tenure of the Ellaquai Dehati Bank Personal Loan is for between 12 months and 60 months. The processing fee for the Ellaquai Dehati Bank Personal Loan is 1 % of the loan amount. The person applying for the Ellaquai Dehati Bank Personal Loan is required to pay an amount of 5% of the Loan amount plus GST as the Prepayment Charge.

The minimum loan amount for the Ellaquai Dehati Bank Personal Loan is Rs. 50, 000. The maximum loan amount of the Ellaquai Dehati Bank Personal Loan that you can apply for is Rs 20 Lakh.

What Eligibility Criteria Need to be Fulfilled to Apply for the Ellaquai Dehati Bank Personal Loan?

To apply for the Ellaquai Dehati Bank Personal Loan, you must fulfill certain eligibility criteria.

The age limit for a self-employed person is between 21 and 65 years. The minimum income to apply for the Ellaquai Dehati Bank Personal Loan for a salaried person is Rs. 30, 000 per month. The minimum income to apply for the Ellaquai Dehati Bank Personal Loan for a self-employed person is Rs. 15 Lakhs per year.

The person applying for the Ellaquai Dehati Bank Personal Loan can be a salaried person or a self-employed person.

What are the document types required to apply for the Ellaquai Dehati Bank Personal Loan?

Several important documents are required in order to apply for the Ellaquai Dehati Bank Personal Loan.

The first important document you will have to apply for the Ellaquai Dehati Bank Personal Loan is the Proof of Identity. You can carry your driving license or a copy of your passport as proof of identity to apply for a personal loan.

You can also carry your Aadhar Card or your Voter ID Card as proof of identity to apply for the Ellaquai Dehati Bank Personal Loan.

The second important document you will be required to have to apply for the Ellaquai Dehati Bank Personal Loan is the solid Proof of Address.

The third important document you will be asked to have to apply for the Ellaquai Dehati Bank Personal Loan is solid Proof of Income.

You could carry your ITR positively, of the last two Assessment years or your salary slip of the last six months as the proof of income to apply for the personal loan.

You can additionally carry your Bank Statement of the previous three months as proof of income to apply for the Ellaquai Dehati Bank Personal Loan.

Last but not the least, the most important document that you will be required to provide is a duly filled application form for the Ellaquai Dehati Bank Personal Loan.

The Takeaway from the Article

In this specific article, we have given you the Ellaquai Dehati Bank Personal Loan details, Personal Loan interest rate, about what a Ellaquai Dehati Bank Personal Loan is.

We have also told you about the Ellaquai Dehati Bank Personal Loan’s Interest Rate and the factors that affect the Interest Rate of the Ellaquai Dehati Bank Personal Loan. We will also notify you about the eligibility criteria that you need to fulfill in order to apply for the Ellaquai Dehati Bank Personal Loan.

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