Ellaquai Dehati Bank Personal Loan 9.99% | Interest Rates, Features, Eligibility, Document Types

Ellaquai Dehati Bank Personal Loan: The Ellaquai Dehati Bank is one of the famous banks in India. This bank offers the Ellaquai Dehati Bank Personal Loan. In this specified article, we will give you the Ellaquai Dehati Bank loan Scheme details.

We will tell you about the Ellaquai Dehati Bank official website and the Ellaquai Dehati Bank personal loan Interest Rate. We will tell you what the Ellaquai Dehati Bank recruitment, the Ellaquai Dehati Bank Personal Loan EMI Calculator and the personal loan interest rates are.

This article will additionally tell you what a personal loan is and what an Ellaquai Dehati Bank Personal Loan is. We will notify you about the Interest Rate of the Ellaquai Dehati Bank Personal Loan and the other factors that affect the Interest Rate of the Ellaquai Dehati Bank Personal Loan.

Curious to check other banks’ offered Personal loan features, eligibility, interest rates, tax benefits, and a repayment plan. Go with our one-stop Personal Loan Page & swipe out your doubts within no time.

Ellaquai Dehati Bank

Ellaquai Dehati Bank Overview

An Ellaquai Dehati Bank Personal Loan is a specified type of loan. It does not require any collateral or any security. A personal loan is the only kind of loan that is offered with the minimum amount of documentation.

We can apply for an Ellaquai Dehati Bank Personal Loan for various different purposes and the Ellaquai Dehati Bank offers the facility or the scheme of a personal loan. The Ellaquai Dehati Bank offers a personal loan scheme known as the Ellaquai Dehati Bank Personal Loan.

Ellaquai Dehati Bank Personal Loan Features

Here we have some of the prime features of the Ellaquai Dehati Bank Personal Loan.

  • The age limit for a salaried person is between 21 and 58 years. The age limit for a self-employed person is between 21 and 65 years.
  • The CIBIL score must be at least a minimum of around 750 or above it. The interest rate of the Ellaquai Dehati Bank Personal Loan is 9.99 % p.a. In addition to the interest rate of this personal loan, you have to pay a Ellaquai Dehati Bank Personal Loan Processing Charge.
  • The tenure of the Ellaquai Dehati Bank Personal Loan is for between 12 months and 60 months. The processing fee for the Ellaquai Dehati Bank Personal Loan is 1 % of the loan amount. The person applying for the Ellaquai Dehati Bank Personal Loan is required to pay an amount of 5% of the Loan amount plus GST as the Prepayment Charge.
  • The minimum loan amount for the Ellaquai Dehati Bank Personal Loan is Rs. 50, 000. The maximum loan amount of the Ellaquai Dehati Bank Personal Loan that you can apply for is Rs 20 Lakh.
  • The Interest Rate of the Ellaquai Dehati Bank Personal Loan is 9.99 % per annum. An additional interest rate of 24 % per annum will be applied for the Ellaquai Dehati Bank Personal Loan in case of late repayment.
  • Some other charges are required in order to apply for the Ellaquai Dehati Bank Personal Loan. You have to pay a Ellaquai Dehati Bank Personal Loan Interest rate of 9.99 % p.a. In addition to the interest rate of the personal loan, you have to pay a Ellaquai Dehati Bank Personal Loan Processing Charge.
  • The processing charge of the Ellaquai Dehati Bank Personal Loan is usually 1 % of the personal loan amount. The person applying for the Ellaquai Dehati Bank Personal Loan is required to pay an amount of 5% of the Loan amount plus GST as the Prepayment Charge.
  • The charge for the stamp duty for the Ellaquai Dehati Bank Personal Loan is as per the state laws. There is the presence of a Cheque Bounce charge for the Ellaquai Dehati Bank Personal Loan. The Cheque Bounce Charges for the Ellaquai Dehati Bank Personal Loan is Rs. 400 plus GST.
  • The person who is applying for the Ellaquai Dehati Bank Personal Loan is not required to pay any Floating Rate of Interest. The Floating Rate of Interest is not applicable to the Ellaquai Dehati Bank Personal Loan.

How to Apply for a Personal Loan in the Ellaquai Dehati Bank?

Applying Online

If you want to apply for the loan online:

  • Visit the Ellaquai Dehati Bank website and fill in the form with the required details.
  • Upload all the documents that are required.
  • Submit the form, and the bank will call you for other formalities.

Applying Offline

Visit the nearest branch of Ellaquai Dehati Bank with all the required documents, fill in the form with all the required information and submit it to the counter to get your loan approval process started.

Ellaquai Dehati Bank Personal Loan Eligibility Criteria

  • To apply for the Ellaquai Dehati Bank Personal Loan, you must fulfill certain eligibility criteria.
  • The age limit for a self-employed person is between 21 and 65 years. The minimum income to apply for the Ellaquai Dehati Bank Personal Loan for a salaried person is Rs. 30, 000 per month. The minimum income to apply for the Ellaquai Dehati Bank Personal Loan for a self-employed person is Rs. 15 Lakhs per year.
  • The person applying for the Ellaquai Dehati Bank Personal Loan can be a salaried person or a self-employed person.

Ellaquai Dehati Bank Personal Loan Documents Required

Several important documents are required in order to apply for the Ellaquai Dehati Bank Personal Loan.

  • Proof of Identity
  • Aadhar Card or your Voter ID Card
  • Proof of Address.
  • Proof of Income.
  • ITR
  • A duly filled application form for the Ellaquai Dehati Bank Personal Loan

Types of Personal Loan offered by the Ellaquai Dehati Bank

Different types of Personal Loans are offered by the Ellaquai Dehati Bank. Some of the loans offered by the Ellaquai Dehati Bank are:

  • Housing Loan
  • Vehicle Loan
  • Personal Loan
  • Consumer Loan
  • Educational Loan
  • Mortage Loan

Takeaways from the Article

In this specific article, we have given you the Ellaquai Dehati Bank Personal Loan details, Personal Loan interest rate, about what a Ellaquai Dehati Bank Personal Loan is.

We have also told you about the Ellaquai Dehati Bank Personal Loan’s Interest Rate and the factors that affect the Interest Rate of the Ellaquai Dehati Bank Personal Loan. We will also notify you about the eligibility criteria that you need to fulfill in order to apply for the Ellaquai Dehati Bank Personal Loan.

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